Real estate appraisal services for homeowners in the city of Meridian and Ada County
See the top reasons ID homeowners order from Metro Appraisals:
Own a home in or near Meridian, ID and need help deciding the value of it?
We at Metro Appraisals understand the particular needs of a consumer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.
Need to remove PMI?
A fashionable money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're seasoned in helping consumers just like you get rid of unneeded PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes close by. That means you're probably paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Metro Appraisals is your #1 weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Metro Appraisals can provide you with a professional appraisal that will help you reinstate your home equity line of credit.
We Provide Field and Desktop Appraisal Review Services
Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for verity? An appraiser from Metro Appraisals can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Metro Appraisals can help you with that. Even though this is typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.